Bridging the Benefits Gap: Meeting Employees Where They Are Today | Pennsylvania Benefits Agency
Your current benefits package might seem comprehensive, but a closer look at your employees’ financial realities could reveal a different story. Nearly 75% of your workforce struggles to cover more than essential living expenses, a clear sign that the gap between company offerings and employee needs is widening. Surprisingly, only 35% of employers believe their … Continued
The Truth About FSAs: Facts, Myths, and Tips | Pennsylvania Benefits Team
Flexible Spending Accounts (FSAs) offer unique advantages for managing health and dependent care expenses, but they operate differently from standard savings or spending accounts. Below are five essential facts about FSAs, along with common myths and clarifications to help you make the most of this benefit. Key FSA Facts: Tax Advantages: A major perk of … Continued
Breaking Down Your Benefits: Understanding Key Terms | PA Employee Benefits Agency
Selecting the right health insurance plans for your family is a critical process that requires careful attention from start to finish. Navigating health insurance becomes much simpler when you understand its terminology. Making sense of these terms empowers you to better understand your costs, benefits, and even estimate the price of a doctor’s visit. Premium: … Continued
The Social Signals Behind Employee Retention | PA Benefits Consultants
When considering employee retention, HR professionals must realize that turnover doesn’t begin with a resignation letter. It starts much earlier—and it’s quieter. A skipped lunch, a missed meeting, fewer Slack messages. These small signs often signal something much bigger: an employee pulling away. Long before someone quits, they disconnect. And in today’s networked workplace, social withdrawal is often … Continued
ACA Update: Enhanced No-Cost Cancer Screenings for Women Coming in 2026 | Pennsylvania Benefits Group
Big changes are coming to women’s preventive care coverage! Starting with plan years on or after December 31, 2025, group health plans and health insurance issuers must expand their no-cost coverage for women’s preventive care. This expansion includes additional breast cancer imaging or testing needed to complete an initial mammogram, as well as patient navigation … Continued
Supporting Your Workforce: The Value of Dependent Care Assistance Programs (DCAPs)| Pennsylvania Benefits Group
Want to attract and keep top talent? Your benefits package is crucial! Think beyond just health and retirement. Fringe benefits like Dependent Care Assistance Programs (DCAPs) offer real, meaningful support, especially for employees caring for kids or dependent adults. What is A DCAP? A DCAP – also known as a dependent care flexible spending account … Continued
Why People Analytics Are Paramount | PA Benefits Firm
Almost one-third of businesses or 31 percent are planning to invest in business intelligence and data analytics in the next 12 months, according to PEX Report 2024-25. Business intelligence dashboards are used by almost two-thirds of organizations with data visualization and process intelligence coming second and third respectively. “OPEX and transformative growth hinges on the strategic … Continued
Benefits 101: What Is Cancer Insurance? | PA Employee Benefits Team
The word “cancer” carries a weight that extends far beyond its medical implications. Beyond the physical and emotional toll, a cancer diagnosis can bring significant financial strain. While your primary health insurance will cover many treatment costs, there are often substantial out-of-pocket expenses that can quickly add up. This is where cancer insurance comes in. … Continued
Form 5500 Filing Requirements: Deadlines, Penalties, and Compliance Options | Pennsylvania Benefits Team
If your company provides an employee benefit plan governed by the Employee Retirement Income Security Act (ERISA), you are likely obligated to file Form 5500. This annual report discloses key details about your organization’s benefit offerings, such as welfare benefit plans (including medical, dental, life, and disability coverage), retirement plans, fully insured plans, and self-funded … Continued
The Clock is Ticking: Don’t Miss the EEO-1 Report Deadline | PA Benefits Group
The annual EEO-1 Report, mandated by the Equal Employment Opportunity Commission (EEOC), is a cornerstone of workplace diversity and anti-discrimination efforts in the United States. This data collection provides a demographic snapshot of America’s workforce, helping to monitor for discrimination and promote equal employment opportunity. Missing the deadline can lead to serious consequences, making it … Continued
