IRS Issues 2014 HSA Limits

Original article from United Benefit Advisors

The IRS has issued the 2014 limits for health savings accounts.  PPACA requires that this out-of-pocket limit be the maximum out-of-pocket for all health plans in 2014.  The minimum deductible only applies to high deductible health plans integrated with an HSA. The limits are:




Maximum Out-of-Pocket

$6,350 single/$12,700 family

$6,250 single/$12,500 family

Minimum Deductible

$1,250 single/$2,500 family (unchanged)

$1,250 single/$2,500 family

Maximum Contribution

$3,300 single/$6,550 family

$3,250 single/$6,450 family

Maximum catch-up contribution  – for individuals age 55 or older

$1,000 (unchanged)



The out-of-pocket includes the deductible, coinsurance and co-pays, but not premiums.



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